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All agents are NOT alike! Find out why I am a top real estate expert. Call Jeana Cowie today Cell# 201-982-2200, Off# 201-599-1100 ext. 348.

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School Reports in Paramus, Oradell and Ridgewood, New Jersey
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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Jeana Cowie, REALTOR®, real estate agent and broker for Paramus, Oradell and Ridgewood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeana Cowie
RE/MAX Real Estate Limited

297 Kinderkamack Rd
Oradell, NJ 07649
office: 201-599-1100 ext. 348
cell: 201 982 2200
fax: 201-251-8283
JMCowie@optonline.net

ABR = Accredited Buyer Representative GRI = Graduate Real Estate Institute SRES = Senior Real Estate Specialist Broker Associate, Real Estate Agent

ABR Equal Housing GRI MLS REALTOR SRES


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